Small Business Financing Through Sandbar Fund
Cash Flow Pros partners with Sandbar Fund to connect your business with financing options. See the programs available and what each one requires, then apply online or call us with questions.
Sandbar General Minimums
- 6+ months
- in business
- 500+ FICO*
- credit score
- $500,000+
- annual revenue
*500+ FICO for most programs. Select programs are reviewed case by case.
Financing Options Available
Sandbar Fund and its lending partners offer these types of business financing.
- Working capital and business term loans
- Lines of credit
- Debt consolidation and refinancing
- SBA and equipment financing
- Invoice factoring and asset-based lending
- Commercial and investment real estate
- Business acquisition and franchise financing
Financing Qualifications
Requirements vary by program. Compare your business to the list below before you apply.
Lines of Credit
- 1+ year in business (6 months for some programs)
- 550 to 650+ credit score
- 6 months of bank statements
- Strong cash flow and minimal NSFs
Term Loans and Working Capital
- 1+ year in business (6 months for some programs)
- 500+ credit score
- 4 to 6 months of bank statements
- No recent bankruptcies or excessive NSFs
Equipment Financing
- 600+ credit score preferred
- New and used equipment eligible
SBA Loans
- 3+ years in business
- 680+ credit score
- Profit-and-loss statement and tax returns required
Debt Consolidation and Refinancing
- Application
- 6 months of bank statements
- List of advances or debt schedule
- Payoff statements
*500+ FICO for most programs; select programs reviewed case by case. Program requirements vary. Subject to lender underwriting; approval is not guaranteed. NSFs = non-sufficient funds. Source: Sandbar product menu.
How to Apply
Check the Minimums
Compare your time in business, credit score, revenue and bank statements to the program you want.
Apply Online
Complete the Sandbar Fund application through the Cash Flow Pros link. It opens in a new tab.
Ask Us About Financing
Call Cash Flow Pros at 432-332-1571 or email info@cashflowpros.co with questions about your options.
Ask CFP About Financing
Financing is provided through Sandbar Fund and its lending partners. Eligibility, rates, terms and timing vary by program and underwriting. Approval is not guaranteed.
