Build Credit in Your Business’s Name
Most small business owners borrow on their personal credit because the business has no credit history of its own. We set your business up the way lenders check it, open vendor accounts that report to the business credit bureaus, and show you which financing you can qualify for now. It starts with a free pre-qualification scan.
What the free scan checks
The scan is free and runs online. No commitment to anything after it.
How We Make Your Business Bankable
Lenders and suppliers look at your business separately from you. These are the things they check, and the work we do on each one.
Pre-Qualification Scan
A review of about 150 data points on your business that shows which financing programs you can qualify for now and what is holding you back.
Lender Compliance Review
We check the details lenders verify before they approve anything: your entity filing, EIN, business address and phone, business bank account and state standing.
Business Credit Files
We get your business on file with the business credit bureaus, starting with a free D-U-N-S number from Dun & Bradstreet if you don’t have one.
Vendor Credit Accounts
Net-terms accounts with suppliers that report your on-time payments. This is how a business credit history gets started.
Progress Reports
Reports that show how your business credit files change as payments are reported, so you can see where you stand.
Financing Readiness
When your file is ready, we show you the programs that fit and the documents lenders will ask for, including the financial statements we keep for you.
From Scan to Financing in Four Steps
Run the Scan
Answer a few questions online. The scan shows where your business stands with lenders today.
Fix the Gaps
We walk through the results and correct the filings, listings and records lenders flag.
Build Credit
Open vendor accounts that report to the business credit bureaus and pay them on time.
Apply When Ready
Apply for the financing programs your business qualifies for, with your documents in order.
Signs Your Business Needs Its Own Credit
If every loan, card and equipment lease asks for your personal guarantee and your personal credit score, the business is borrowing on you.
A business credit history takes months of reported payments to build, so the time to start is before you need the money.
Pairs Well With
Bookkeeping
Clean books every month, so you know where your money goes.
Tax Preparation
Individual and business returns filed accurately and on time.
Tax Planning
Year-round strategy to lower what you owe before the year closes.
Payroll
Withholdings, deposits, and filings managed for you.
